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Disclaimer

Last updated: 2025

General Disclaimer

This website provides educational information about financial literacy basics in Canada. The content is intended for informational purposes only and should not be construed as professional financial advice, investment recommendations, or tax guidance. While we strive to provide accurate and up-to-date information, we make no warranties or representations regarding the completeness, accuracy, or timeliness of the material presented.

The financial landscape in Canada is subject to change, and information may become outdated without notice. We recommend verifying all information with current sources before making any financial decisions. The inclusion of links or references to external resources does not constitute endorsement or approval of those resources.

Financial literacy basics covered on this website, including budgeting, money education, and financial planning concepts, are general in nature and may not apply to your specific circumstances. Your financial situation is unique, and what works for one person may not work for another.

No Professional Advice

This website does not provide personalized financial advice, tax advice, or legal counsel. The educational content regarding financial literacy, budgeting strategies, and money management principles is provided on an "as-is" basis for general educational purposes. Nothing on this website should be interpreted as professional advice from a licensed financial advisor, accountant, or attorney.

Before making significant financial decisions, including investments, retirement planning, debt management, or tax planning, you should consult with qualified professionals who understand your individual circumstances. This includes licensed financial advisors, certified public accountants, and legal professionals where applicable.

The information presented represents general financial education and does not account for your personal financial situation, risk tolerance, investment goals, or time horizon. We strongly encourage you to seek personalized guidance from appropriate professionals before implementing any financial strategies discussed on this website.

Limitation of Liability

To the maximum extent permitted by law, this website and its creators shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from your access to, use of, or reliance on any information provided. This includes but is not limited to financial losses, lost profits, or damages resulting from decisions made based on the content presented.

We do not guarantee that the website will be error-free, uninterrupted, or free from harmful components. Users access this website at their own risk. We are not responsible for any damages to your computer, devices, or data resulting from your use of this site.

Your use of this website constitutes your acknowledgment that you have read and understood this disclaimer. If you do not agree with these terms, you should not use this website. We reserve the right to update this disclaimer at any time, and your continued use of the website constitutes acceptance of any changes.